|Posted by Oren Zander on December 22, 2011 at 1:20 AM|
When victims of medical malpractice file a suit against their doctors, they might question who pays. Contrary to what many may think, doctors don't have to pay out of pocket should they be ordered to compensate a patient. Whether or not this is carried out will depend on the coverage the medical has, and who is deemed as being ‘at fault’.
The average individual buys insurance for protection from disasters and unexpected occurrences that may be financially challenging. Physicians have the alternative of doing the same so that; in the occurrence of a malpractice law suit, they are not left financially ruined. Normally, the coverage bought will safeguard the doctor from the costs charges incurred from law suit, and any money awarded by the courts. In the event in which the doctor doesn't have an insurance policy, or does not have enough, he or she may have to pay the amount out of pocket
* Individuals who feel they have suffered from medical malpractice first need to seek out a personal injury lawyer who will discuss their experience to determine if they have a case.
* Providing they do have a case; a formal law suit will be filed in accordance with the necessary laws and guidelines.
* The exact procedure will depend upon state and federal guidelines that apply however, it is almost a guarantee that the law suit will likely be contested. Once medical insurance is being paid for, the physician will likely be represented by the insurer.
* Should the patient win a settlement; the insurer will then make the payment on the doctor's behalf, as much as the sum insured. Where the doctor's insurance coverage does not cover the total settlement amount, the physician might be required to find the rest of the money.
In the event the hospital is the one to be blamed and not the specific doctor, there may be some way of recovering any sum in addition to the amount insured. Cases of the hospital being at fault would be:
* The hospital staff prepping the wrong area to be operated on
* Faulty gear being provided
* The incorrect blood being used during surgery because the individual responsible for testing provided the incorrect blood type
* The wrong person being operated on
These are just a few of the examples in which hospital malpractice can happen. Where the hospital did the proper thing, and the doctor made the error, the physician might be solely accountable for dealing with the issue. People who have been victim of any of these, or are related to victims, should consult with a personal injury attorney immediately since there may be statues of limitation.
Generally, there is no danger to the doctor's occupation. In reality, unless a medical board decides that a doctor is a threat to patients in the future, he or she is permitted to carry on practicing medicine with out any issues. Issues causing revocation of a license are rare, and there must be ample evidence that the doctor committed gross negligence, or tried to hide errors by tampering with the patient's information. Click here for more details.